PM Jan Dhan Yojana: Zero Balance Account Benefits, Features, and How to Apply

India’s welfare schemes focus on empowerment and security for all citizens. PM Jan Dhan Yojana brings people into the formal banking system, while Jan Arogya Yojana offers medical coverage. Agricultural risks are reduced through Pradhan Mantri Fasal Bima Yojana. PM Sukanya Samriddhi Yojana builds financial security for daughters, and PM Pradhan Mantri Awas Yojana promotes affordable housing.