Why \”cheap\” car insurance in India usually costs you more
Choosing cheap car insurance in India should not mean accepting weaker protection. Before buying a low-priced policy, drivers should check four important factors: the IDV of the vehicle, whether the policy is third-party or comprehensive, available No Claim Bonus discounts, and the insurer’s garage network. These details often matter more than the premium itself. Understanding them helps drivers reduce insurance costs while still keeping reliable financial protection on the road.