Welcome to CMA Knowledge, where we bring you clear and practical financial insights. When it comes to securing a home loan, the decision between a traditional bank and a Non-Banking Financial Company (NBFC) is critical. Both have their unique strengths and potential drawbacks. In this comprehensive guide, we examine every aspect of home loans—from interest rates and eligibility criteria to processing speeds and customer service—through detailed analysis and professional case studies. Whether you are a salaried employee or a self-employed entrepreneur, our expert insights will help you choose the best home loan option for your financial goals.