Google Pay offers personal loans through partnered banks and financial institutions. To apply, open the Google Pay app, go to the \"Loan\" section, and check for eligible offers. Select a loan amount, review the terms, and complete the application process by providing necessary details. Once approved, the loan amount is credited directly to your bank account. Repayments can be made through Google Pay using auto-debit or manual payments. Eligibility and interest rates vary based on the lender’s policies.