Renters Insurance in San Diego: What’s Covered and What’s Not

If you rent in San Diego, your landlord’s insurance does not protect your personal belongings or your liability. Renters insurance is the safety net that steps in when the unexpected happens, from a kitchen fire in a Mission Valley apartment to theft in a Pacific Beach condo. The right policy can replace your property, cover medical or legal costs, and even pay for a temporary place to stay. Knowing what is covered, and what is not, helps you avoid costly surprises.